The Financial Consumer Agency of Canada explains that a budget is a plan that helps you manage your money and avoid getting into financial trouble.

Budgeting is a key tool in financial stability because it creates boundaries, isolates your expenses, and shows you your unnecessary spending.  The hardest part is sticking to your budget.  Some easy ways of saving money are cutting your cable and taking advantage of a streaming service or no more eating out.  Even bringing your own lunch to work adds up, if you spend $10 a day on lunch, thats $50 a week and at least $2,400 a year.  It’s the little things that make the difference.  Starting today can be huge.  Don’t wait until the beginning of the month or the new year, just start!  It will make you feel better and the sooner you start, the closer you’ll be to a stable financial future.

Have you sold your home, and now can use an advance on your equity before closing day?  Tembo Financial can help!  Tembo offers this unique service to homeowners in Ontario and the GTA.  You could receive your money in as little as 48 hours with no credit check and no appraisal* for expenses like consolidating your debt.  Don’t wait, start today!

*Subject to qualification.