The situation Alex and Suzanne came to Tembo in March 2026. They were getting ready to list their home, but they knew it wasn’t going to show its best. The kitchen was dated, and the main bathroom hadn’t been touched in years. The …

Deposit Loans: Keeping Ontario Clients Moving This Summer Summer is one of the busiest stretches of the year for moving in Ontario. Families want to be settled before the school year. Buyers want to enjoy a new place while the weather …

If there’s one type of client to focus on for the rest of 2026, it’s this one: the house rich, cash poor homeowner. They are everywhere in Ontario right now, and most brokers are walking right past them. What’s actua …

Tembo talks a lot about how fast it moves and how flexible it is. We wanted to explain. A real scenario, our past clients — Susana and Simon — because it shows the deposit loan doing exactly what it’s built to do. The situation …

1. The hesitant seller who can’t move first Every realtor has one. A homeowner who wants to move but won’t list until they’ve found their next place — but can’t make an offer until their current home sells. It’s a standoff …

How many times does a mortgage broker meet with a realtor, shake hands, and walk away with a polite “we’ll keep you in mind” — and then hear nothing? It happens to almost everyone. Most brokers struggle to break the ice with r …

Persistent inflationary pressure on the price of goods, higher interest rates, and economic uncertainty continue to squeeze Canadian households, pushing many to rely on credit cards, loans, and lines of credit to cover daily expenses. …

Many Canadian homeowners are facing financial challenges due to shifting market conditions, with some at risk of power of sale scenarios. If you’re struggling to meet mortgage payments and worried about losing your property, Tembo F …

The Ontario government, under Premier Doug Ford, is doubling down on its ambitious plan to reshape how housing is planned, approved, and built across the province. With a target of constructing 1.5 million new homes by 2031, the Progr …

For many retirees, their home represents their largest financial asset. Accessing their home equity while maintaining homeownership can be a challenge, especially for those with existing mortgages. Traditional lenders often have rigid …

Selling a home in Ontario can be a challenge in the present market or when a listing lingers longer than expected. For homeowners facing this situation, the right renovations can make all the difference—potentially increasing the sa …

Canada’s housing market is in crisis, with affordability at record lows and new supply struggling to keep pace with demand. While much of the blame is placed on the BOC’s post-pandemic interest rate fiasco and insufficient supply- …