Most closing-day problems do not start on closing day. They often start weeks earlier, with a document nobody requested, a condition nobody read closely or a call that did not happen until the lawyer asked for funds. Getting a deal fu … Read More »

How a closing comes apart A closing rarely dies in one dramatic moment. It comes apart in small increments. An appraisal comes in light. A condition is added late. An employment letter reads differently than the application suggested. … Read More »

Haunted is not the same as damaged Payment history is an important part of a credit profile. Missed payments, collections, consumer proposals and bankruptcies can remain visible for years and generally require time to recover from. Cr … Read More »