We’ve all seen bad headlines on the state of the condo market, with sales hitting lows – just 319 units sold across the Greater Toronto Area (GTA) in Q3 2025, the weakest in 35 years. Inventory piles up, prices soften, and a recov …

Governments need to get housing booming again to fix their finances Canada’s fiscal challenges across federal, provincial, and municipal levels underscore the urgent need for pro-housing policies to stimulate growth. The Bank of Can …

As we move into Fall 2025, Ontario’s mortgage and real estate markets are at an important turning point. Brokers are navigating an environment shaped by rate adjustments, shifting consumer behavior, and persistent household debt pr …

The Ontario housing market in September 2025 remains unpredictable. With higher mortgage costs, tighter bank lending rules, and slower home sales creating uncertain closing timelines, many buyers and homeowners are running into chal …

The Ontario housing market has been unpredictable in 2025. With higher mortgage payments, tighter lending conditions, and stubborn household debt, more families are finding themselves at risk of power of sale — when a lender force …

Supporting Your Clients Through Debt Consolidation: A Broker’s Advantage in 2025 Persistent inflation, higher borrowing costs, and ongoing economic uncertainty continue to put pressure on Canadian households in 2025. Across Ontario, …

As a mortgage broker or real estate professional, you’re always looking for solutions to help your clients navigate complex financial situations, especially when traditional lenders fall short. At Tembo Financial, we specialize in p …

The Bank of Canada announced their decision today to hold interest rates, backed by a resilient labour market and sticky inflation around 3%, reflects cautious optimism, though trade war uncertainties and potential tariff hikes loom. …

Recently, a significant decision by Toronto City Council has sparked renewed debate about the city’s approach to addressing its housing crisis. In a move that disappointed many housing advocates, Council voted to allow sixplexes—b …

You might wonder how global events could affect your life in Canada—maybe your plans to buy a home or manage your mortgage. It all comes down to oil prices, and the ripple effects could shake up Canada’s housing market in signific …

At Tembo Financial, we understand the challenges Canadians face in today’s housing market. With skyrocketing prices, limited supply, and growing affordability concerns, the federal government’s response to the housing crisis is a …

Persistent inflationary pressure on the price of goods, higher interest rates, and economic uncertainty continue to squeeze Canadian households, pushing many to rely on credit cards, loans, and lines of credit to cover daily expenses. …