The holiday spending has not started yet. For many of your clients, November is one of the most useful times of the year to talk about holiday spending and the impact on their credit. Discussing credit utilization with your clients be … Read More »

Most closing-day problems do not start on closing day. They often start weeks earlier, with a document nobody requested, a condition nobody read closely or a call that did not happen until the lawyer asked for funds. Getting a deal fu … Read More »

How a closing comes apart A closing rarely dies in one dramatic moment. It comes apart in small increments. An appraisal comes in light. A condition is added late. An employment letter reads differently than the application suggested. … Read More »