Once you have figured out your budget and price range, it’s time to start your home search.  Whether you have a realtor or are looking by yourself, be sure to see lots of home.  It is important to look at more than just the look a …

Would investing in new appliances increase the value of a property?  Chris Allen, author of The Book on Toronto Real Estate, says “the trick isn’t that all the appliances be modern or stylish, but instead that they are suited to …

After deciding if homeownership is right for you, it is then time to find the home thats right for you. The home buying process can often be very overwhelming. Here are some things to consider when finding the home that’s right for …

Buying a home is a huge decision both emotionally and financially. It is vital to be prepared and informed of the responsibilities of homeownership before going into the home buying process. Though there is no one best answer for ever …

While many individuals consider real estate as an easy and effective investment, there are many things people do not know and should consider prior to diving into the world of real estate. Start by visiting a bank or a mortgage broker …

Homeowners looking to sell are always caught in the predicament of when to sell.  They are wondering if the market will go up anytime soon, if they should wait a few months, if prices will strengthen, etc.  The answer is sell or buy …

Tembo Financial did some research to bring you some tips on sustainability in your own home.  Doing a few of these things can substantially lower your energy costs and aid in sustaining the environment. Move closer to work Moving clo …

The Financial Consumer Agency of Canada explains that a budget is a plan that helps you manage your money and avoid getting into financial trouble. Budgeting is a key tool in financial stability because it creates boundaries, isolates …

In our last post we discussed how condominium living is the only option for those who have a home budget of less than $500,000.  With the average Toronto condo costing over $415,000 this is the only option for first-time homebuyers. …

Condos are now the only affordable option for the average first-time homebuyers in Toronto.  According to a recent survey by Re/Max, those planning to buy their first home in the Greater Toronto Area expect to spend $455,000 on avera …

You’re considering renovating your home but are concerned whether or not your investment will pay off when you sell.  Though you can never be sure exactly how much of your investment you will get back, kitchens and bathrooms remain …

Moving can be stressful and expensive but Tembo Financial is here to help.  Moving expenses can be a nightmare especially after you have just taken on a new financial responsibility.  It is vital that you choose a reputable moving c …